Foreclosure Attorney Serving Kane and McHenry Counties

The mere idea of a foreclosure is a frightening thought to many homeowners. For homeowners struggling to make their mortgage payments, however, foreclosure may be more than an abstract concept. It can be a realistic possibility that may have a long-lasting impact on the financial future of affected borrowers.

For 20 years, Attorney Colleen Thomas has been helping clients avoid and defend foreclosures. If your lender has begun foreclosure proceedings, you can rely on Attorney Thomas to put her experience to work for you.

Current Trends in Foreclosure Cases

Across the country, cases are being heard with increasing frequency against lenders who have been operating in violation of regulatory requirements. In addition to actions outside of the law, some lenders routinely violate their own contractual obligations or refuse to comply with standard courtroom rules of evidence. Examples include:

• Improperly licensed or incorporated lenders;
• Lenders in violation of trust agreements;
• Dishonest or negligent application of payments received;
• False claims of refunds to the borrower; and
• Improper or incomplete loan documentation.

Aggressive Foreclosure Defense

Predatory lenders may be able to confuse and manipulate borrowers into signing improperly executed mortgage loans. A borrower, in addition, may never be aware of the existence of such violations, and defeating a foreclosure alone can be extremely difficult.

At the Thomas Law Office, our team understands that a foreclosure action can often be stopped based entirely on the lender’s actions and management of the account. We also know that a qualified lawyer may be able negotiate the time you need to pursue other alternatives, such as a loan modification.

If you are facing foreclosure and are in danger of losing your home, contact the experienced team at the Thomas Law Office today at 847-426-7990 to schedule a consultation. Our attorneys will meet with you to discuss your options and to help you delay or defeat foreclosure action. We proudly represent clients throughout Kane County and McHenry County in Elgin, South Elgin, Carpentersville, Marengo, West Dundee, East Dundee, Algonquin, Lake in the Hills, Huntley, Crystal Lake, Woodstock, McHenry, and Cary.